AgroCoin (AGRO) is a digital discount voucher that reduces tenants' Rupiah obligations for estate services — designed to be regulation-compliant, transparent, and not an investment instrument.
The pilot runs on an internal database points system — no wallets, no gas, no blockchain claims. The U1–U5 mechanisms below switch on-chain in Phase 1+ (an Ethereum-compatible Layer 2; the platform covers gas) once the conditions are met.
Discount points in PostgreSQL; full Rupiah settlement via official banking channels. No crypto wallets, no seed phrases, no gas fees for tenants.
Utility token on a public Ethereum-compatible Layer 2. Burn and lock events recorded permanently; the platform pays all gas. Requires an independent audit with no serious findings.
Conventional industrial and agribusiness estate management in Indonesia faces recurring problems that hurt small tenants and operators alike. AgroCoin is designed to resolve them.
During peak harvest season, logistics capacity is fiercely contested. Queues arranged manually invite unfair practices against small tenants.
IPAL, clean water, estate electricity, and land-lease bills arrive separately. High administrative friction, costly reconciliation, error-prone records.
Spending of shared-facility maintenance funds is rarely visible. Tenants delay payment as trust in operators erodes.
Global markets demand sustainability proof. Conventional certification is slow, expensive, and vulnerable to document forgery (greenwashing).
AGRO is not money. AGRO is a digital discount voucher that can only be burned for service benefits inside the estate.
Tenants burn AGRO for discounts on estate service bills (maximum 10% of invoice). One ecosystem, one dashboard, easy to audit.
Lock AGRO for priority access to scarce capacity such as jetties and cold storage. No yield — pure access collateral. Tokens return in full.
Escrow for inter-tenant transactions. Marketplace service fees are paid by burning AGRO — no profit distribution that implies yield.
Annual burn to activate Silver, Gold, or Platinum status. Membership recorded on-chain with a clear expiry.
Voluntary burn as proof of active participation in funding estate green infrastructure — IPAL, coastal conservation. Immutable on-chain certificate.
Lock tokens to vote on non-financial matters: block repair priorities, new commodities, estate zoning. Votes carry no financial rights.
Every financial obligation stays in Rupiah. AGRO only reduces those obligations when redeemed.
Estate service bills (IPAL, water, electricity, lease) are issued in Rupiah via official banking / QRIS channels.
On-time payment rebates (50%), SOP production rewards (20%), and marketplace cashback (15%) — all proof-of-activity based.
Tenants burn AGRO for bill discounts up to the 10% cap. The contract records every burn immutably.
The platform settles providers in full Rupiah — the discounted portion is booked as platform loyalty cost.
Unlike speculative models that pre-mint a fixed supply, new tokens are minted only when a loyalty budget exists from real platform fee revenue (Rupiah).
IPAL, security, drainage, public-facility utilities estimate (base case).
Agribusiness estate-management industry standard.
Strategic tenant-retention allocation, Board-approved.
Internal discount-calculation convention — not a sale value.
Invoice cap protecting platform operating cash flow.
AGRO cannot be exchanged back into Rupiah — only burned for service benefits.
Year-5 flows under bear, base, and bull adoption.
Year-5 flows; cumulative float differs. Source: Whitepaper v3 §2.5.
Units: Million Rupiah (except Ha, AGRO, and ratios)
| Metric | Year 1 (Pilot) | Year 2 | Year 3 | Year 4 | Year 5 |
|---|---|---|---|---|---|
| Area (Ha) | 24 | 500 | 1.000 | 3.000 | 8.000 |
| Total Service Bills (E) | 192 | 4.000 | 8.000 | 24.000 | 64.000 |
| Platform Fee Revenue (f) | 9,6 | 200 | 400 | 1.200 | 3.200 |
| Loyalty Budget (L) | 1,92 | 40 | 80 | 240 | 640 |
| AGRO Minted | 1.920 | 40.000 | 80.000 | 240.000 | 640.000 |
| AGRO Burned | 1.344 | 32.000 | 68.000 | 208.800 | 569.600 |
| Burn/Mint Ratio | 0,70 | 0,80 | 0,85 | 0,87 | 0,89 |
| Remaining Supply (Float) | 576 | 8.576 | 20.576 | 51.776 | 122.176 |
Source: Whitepaper v3 — internal projection based on BPS Kotawaringin Timur data (11,304 Ha food-crop harvest area). A rising burn/mint ratio shows the ecosystem moving toward balance.
With no public sale (ICO/IEO), allocation serves estate operations entirely.
Production minted on-demand against proof of activity (PoA) · Team: 12-month lock, then gradual linear vesting · Dynamic hard cap = Fee Revenue × loyalty coefficient (α) · Tokens unused for 24 months expire & auto-burn.
1. On-time rebate (50%) — 0.5% of invoice value.
2. SOP production reward (20%) — verified harvest tonnage.
3. Marketplace cashback (15%) — 1% of inter-tenant trades.
Remaining 15% = operational reserve.
U1 — Bill-discount redemption (max 10%).
U3 — 100% of marketplace service fees paid in AGRO burn.
U4 — Annual burn for membership status.
U5 — Voluntary burn for sustainability certification.
Case: a Rp 10,000,000 bill → 0.5% rebate = 50 AGRO, while the maximum 10% discount = 1,000 AGRO. Tenants must earn extra AGRO from productive activity (production rewards) or economic transactions (marketplace). Result: real utility — hard to earn (scarce), easy to spend (high demand) — while the platform stays healthy because a 10% discount consumes only 50% of the platform fee.
Enter a monthly invoice to see the rebate earned versus the AGRO needed for maximum discount.
Each phase carries measurable milestones and clear conditions before advancing.
20 Ha crops + 2 Ha fishery + 2 Ha livestock. BPRS relationship building and off-chain management-system trials (database points app — no blockchain).
Tiered KYC integration, warehouse-governance (warehouse receipts) maturation, and deployment of a utility-only token contract on the test network.
Cold storage, jetty, and processing-plant operations. Full activation of utilities U1 through U5 on an EVM-compatible Layer 2.
National/international export supply-chain integration and community-governance decentralization toward a regional-scale self-sustaining ecosystem.
AGRO is strictly positioned as an internal, non-securities utility token operating in a closed-loop ecosystem. Its mapping follows.
AGRO is not money and does not compete with Rupiah. All financial obligations are stated & settled in Rupiah via official banking/QRIS. AGRO is purely an internal service-discount unit, like a loyalty-points program.
AGRO grants no equity ownership, promises no dividends, and is not a debt instrument — requiring no OJK public-offering license.
The project uses no securities-based crowdfunding. Estate facility funding runs off-chain through traditional civil deeds (notarial deeds & BPRS).
Public exposure or listing on a regulated crypto exchange happens only once utility is mature (Phase 2/3) and strict Bappebti criteria are met — with AGRO affirmed as non-speculative.
User KYC identity data is stored encrypted, used only for compliance verification, and subject to explicit data-subject consent.
The Bappebti warehouse-receipt framework is used off-chain; banking operations rest with a licensed BPRS partner. Compliance is kept by eliminating financial-gain promises and on-chain profit sharing.
Phone number/email. Rights: view public content & advisory votes. Cannot yet hold or burn AGRO.
NIK & ID-card photo. Rights: receive/burn AGRO (rebates, rewards, discounts), within platform nominal accumulation limits.
Biometrics, tax ID, fund-source verification. Full L2 rights + large-scale estate project participation & above-threshold reporting transactions.
Every risk below comes with a concrete mitigation. Residual risk is assessed honestly — Low, Medium, or otherwise.
All on-chain yield, dividend, and buyback features removed; a clear investment disclaimer on this page.
Residual: LowAGRO is not payment; every transaction settles in Rupiah — AGRO works purely as a burn-for-discount voucher.
Residual: LowThe MVP runs as a database loyalty-points app first, so farmers and tenants face no crypto-wallet complexity.
Residual: MediumNo massive premint; minting is dynamic, based on real production activity and proven yield delivery (earned-only).
Residual: LowAgronomic risk is separated from the token system; harvest losses are covered by conventional/sharia farm insurance, not smart contracts.
Residual: MediumAll user KYC data encrypted, data minimization applied, sensitive data on standards-compliant local servers.
Residual: LowBattle-tested contract libraries, extensive automated testing, and a mandatory external audit before mainnet — not yet audited.
Residual: Low (post-audit)Whitepaper v3 publicly retracts the old deck's unrealistic claims (valuations, promised yields).
Residual: LowNo. AGRO is an internal service-discount utility voucher for the estate. This page and the whitepaper are not a prospectus, not a securities offering, and not an invitation to invest. Owning AGRO grants no equity, dividends, or profit share.
Nowhere. There is no ICO, IEO, or public sale. AGRO is earned only — on-time payment rebates, verified production rewards, and marketplace cashback — and can only be burned for service benefits.
Phase 0 (now): none — an off-chain database points system. Phase 1+: a public EVM-compatible Layer 2 as an ERC-20 utility token, with no gas fees charged to tenants — the platform pays.
Not yet. An independent audit with no serious findings is a mandatory condition before any mainnet deployment.
An internal accounting par for calculating discounts — not a sale price, exchange rate, or redemption value. There is no buyback and no floor price.
Tokens unused for 24 months expire and auto-burn. Total supply is dynamically hard-capped by platform fee revenue times the loyalty coefficient.
L1 (basic contact check) may view content; L2 (ID check) may earn and burn AGRO; L3 (full identity + fund-source verification) unlocks institutional participation.
Regulatory classification, smart-contract and relayer technology, tenant adoption pace, and agricultural force majeure. Read the risk register and full disclaimer above, and consult professional legal and financial advisers.
Technical documents, smart-contract architecture, and the full whitepaper are open to the public. For estate partnership, contact the team directly.